When is the right time to start saving for your child’s future?

The answer is simple: as early as possible.
Whether it’s for education, first opportunities, or simply a safety net, the money you start putting aside today can make a real difference in their life tomorrow.

At Fibank Albania, we believe that small steps now can lead to big dreams later — and our “Depozita Surpriza Çufo” is designed exactly for that.

1. Saving Early Builds Financial Security

Children grow fast — and so do their needs. School costs, activities, technology, and later on, university or housing — all come with financial responsibilities.

By starting a dedicated savings plan early:

• You reduce the financial pressure later
• You allow more time for your savings to grow
• You create a habit of thinking long-term for your child’s future
  
   

2. Small Monthly Contributions Make a Big Impact

Many parents hesitate to start saving because they think they need a large amount. In fact, even small monthly deposits can add up significantly over time, especially with interest accumulation.

With a fixed deposit like “Çufo”, your savings grow safely — and your child receives a surprise gift at the end of the term.

3. Teaching Children the Value of Money

Opening a savings product in your child’s name is more than just a financial move — it’s a life lesson.

It teaches them:

• The importance of planning ahead
• How money grows with patience
• That their future is something to invest in
  
   

It also creates an emotional connection between your child and the act of saving — a valuable habit for adulthood.

4. Why Choose “Depozita Surpriza Çufo”?

This deposit is created especially for children up to 10 years old. It combines security, growth, and a fun surprise to keep saving exciting.

With Depozita Surpriza Çufo:

• The deposit matures in 12 months
• Your child receives a surprise gift at the end of the term
• The account can be opened by parents or grandparents
• No withdrawal allowed during the term (to ensure savings stay intact)
• Deposits are in LEK, EUR or USD with good interest rates.
  
   

This product helps parents not only save, but also gift something meaningful.

5. Planning Ahead Means Peace of Mind

It’s never too early to start thinking about:

• Education
• Extracurricular needs
• Medical expenses
• Future dreams
  
   

Every deposit you make today is a step toward your child’s independence and opportunities.