Standart Term Deposit

First Investment Bank offers term accounts under the following conditions

I. Standard Term Deposit Accounts:

  • Currency - LEK, EUR, USD;
  • Minimum account balance - not required;
  • Term - maximum 24 month;
  • Interest rates - on an annual basis, in accordance with these tables:


Fibank shall not release deposit account booklets. The document that the bank provides for the client is the contract as per the respective product chosen by the client.
The Deposit in Fibank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lek by the Deposits Insurance Agency ASD according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance".

Why should you choose a deposit with Fibank?

  • No minimum required amount for account opening ;
  • Attractive interest rates;
  • Additional deposits on your account at any time and the additional amounts earns the same rate as the deposit;
  • Automatic renewal and capitalization of the interest to the principal on the maturity date according to the T&C and the bulletin of interests in the maturity date;
  • No fee for account opening and for account maintenance;
  • High quality customer service and individual solution for your financial needs;
  • You can withdraw your funds at any time, but the interest will be lost;

Additional benefits:

  • The funds under a deposit may be used as collateral for loans
  • For sums exceeding 7 million ALL, 50,000 EUR, USD  the deposits may be negotiated under individual interest conditions.

You can quickly and easily open a deposit account at any Fibank branch.

You will need to:

  • Present your Identity Card;
  • Pay in the deposit amount;
  • Sign a Contract for Deposit Account Opening with Fibank.

You can address any question concerning the specific product, as well as the Bank's other products to the bank officers at the branch. It will be a pleasure for us to offer you the best financial solution.

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