Contactless Cards

How does contactless work?
Contactless credit cards have a chip inside them that emits radio waves. An antenna is built into the plastic to secure the connection with a contactless reader. This is known as radio frequency identification (RFID) technology

What is this?
A new technology, a major step forward, where you just need to waive (or touch) the card wherever you see a contactless sign

NO PIN and NO Signature on Receipt, just wave your card and go!
All transaction, which are under 2000 ALL in Albania, or 20~30 Euro abroad, goes contactless, without pin and without signature requirements. In Albania, maybe still some merchant require your signature.

What if my transaction is above 2000 ALL purchase, just wave your card and enter PIN!

Accepted everywhere

By 1st of January 2020 all POS in Albania and most countries are "OBLIGED" to have contactless enabled.

• Is it secure? What if I touch twice the terminal?

You cannot touch instantly twice the terminals.

• Benefits?

- Easier & faster to make a transaction!
- In major cities (London, Paris, Athens, Rome etc.) pay your metro, bus and transportation. You can open the metro barrier by instantly paying a ticket.
- More secure than previous generation, transmitted data over contactless is fully encrypted.



You can apply for issuance of a credit card in one of the following ways:

  • by visiting one of the Fibank branches and completing an application for issuance of a credit card. You will be informed for the credit limit and for the date when you can take ;
  • by applying on Internet on our website. Pasi karta juaj të jetë aprovuar brenda 3 ditësh ju do të njoftoheni për të tërhequr kartën tuaj në degën ku keni bërë aplikimin.

Renewal of revolving credit cards:

  • renewal due to the expiry of the credit card's term of validity:
The validity of the credit card* is 3 years and it is automatically renewed after the expiry of that period. You can receive your reissued credit card after the 20th day of the month in which it expires at the bank branch where you have filled the application for issuance.

* On the front side of your card, you can see the marked relief figures representing the validity term in the following format: VALID 04/20 THRU, where the first two digits indicate the month and the second two ones - the year. This means that in the sample the card is valid until the end of April 2020.

  • reissuing the card due to theft, loss, forgotten PIN code or other reason:
If your card is stolen, lost, you forget your PIN code or any other reason requires its reissuance, you should visit a bank branch and provide an identity document. Reissuance of the card shall be charged in accordance with the Fibank's Tariff.

Terms and Conditions (Tariff) of First Investment Bank

You can apply for Visa Classic if:

  • You have Albanian citizenship and are resident
  • You are over 18 years old
  • You can validate your income

Apply now for your Visa Classic card by submitting:

  • Identity Card / Passport
  • A document that verifies your income or your salary
  • Documents that prove other possible income
Revolving Credit Cards

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