
Product Parameters:
Amount | Up to ALL 5,000,000 or Equivalent in other currencies |
Maximum Tenure |
Investment in a movable property: up to 36months
|
Loan purpose |
Investment in an immovable property to be used for business purposes
|
Collateral |
Mortgage on immovable properties (business premises, apartment, villas, land etc) or combined collaterals |
Repayment |
|
Eligible clients
- Local Individuals - Sole traders and Companies with declared turnover below ALL 14 million based on the analysed data
- Client is operating the activity since at least one year
- Client has the license before the application
- Clients operating in local markets should have paid the municipality taxes
1.Legal Documents:
- NIPT
- QKR extract
- By law of the Company
- Passport of the Administrator
- Other documents required case by case
- Financial statements (declared and real ones)
- Account statements in other banks
- Foundation act
- Certificates from Bailiff Office, Tax Authorities etc.
2. Financial Documents:
- Balance sheet (official + real data)
- Profit & Loss
- Cash flow
- Contracts with customers, suppliers
- Other docs. Required case by case
3. Collateral Documents
- Fresh cartel
- Origin of Property Verification
- Certificate of the property
- Property Insurance
- Other docs. Required case by case
Contact Us
0800 0111
(free of charge)
Contacts:
SME Department
Tel: +355 4 2276 787
+355 4 2276 772
+355 4 2276 775
e-mail: sme.dept@fibank.al
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